Flexible Financing Options for Home Remodeling, Renovations & Additions

Calculator, paperwork and house keys on a kitchen island in a remodeled Houston-area kitchen.

Updated 10/15/2026 The most common ways to finance a home remodel are contractor financing, a home equity loan, a home equity line of credit (HELOC), a cash-out refinance, a personal loan, and, if you’re buying a home that needs work, an FHA 203(k) loan. Contractor financing and personal loans are the fastest and don’t use […]